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		Our Recent Media Releases "Money Matters - Equities rebound likely to continue" The Business Times, Wednesday 04th Nov, 2009 Between April8 and Oct21, markets appreciated by 40% in US dollar terms without dividends re-invested. says JOSEPH CHONG... "Money Matters - Reading the tea leaves from URA" The Sunday Times, Sunday 23th Aug, 2009 Many thanks to Lorna Tan for the invitation to contribute this article and her suggestion to write about residential property, a subject of perpetual interest to Singaporeans and currently a hot topic. says JOSEPH CHONG... "Money Matters - Vacancy rate a key statistic" The Straits Times, Sunday 23th Aug, 2009 Residential property buyers should zoom in on this in the URA quarterly release. says JOSEPH CHONG... "Money Matters - It's just a business cycle as usual" The Business Times, Wednesday 12th Aug, 2009 Pushing break-even points down will ensure profits, which will lead to re-investment and re-hiring - and thus growth. says JOSEPH CHONG... "Money Matters - Harnessing the ETF revolution" The Business Times, Wednesday 24th Jun, 2009 Exchange-traded funds now straddle virtually all asset classes and have become a global phenomenon. says JOSEPH CHONG... "Official launch of "Fulcrum" Portfolios on 1 June 2009" Monday 1st Jun, 2009 The team which pioneered the no-front load wrap account for unit trusts in 2000, now brings wrap accounts for exchange traded funds (ETFs) listed around the world - Fulcrum. says JOSEPH CHONG... "Money Matters - The Paradox of Thrift, and other thoughts" The Business Times, Saturday 7th Feb, 2009 Logjams in the river need to be cleared but, despite the prevailing gloom, there are clear signs that things are improving. says JOSEPH CHONG... "Money Matters - A city of two tales" The Business Times, Wednesday 10th Dec, 2008 Good time to invest in property? Look beyond 2009 and consider projected demand and supply of homes and offices. says JOSEPH CHONG... "WEALTH INSIGHTS - Lesson one: Caveat ideology" The Business Times, Saturday 22nd Nov, 2008 There are no tailor-made ideological solutions for problems. Capitalism and socialism are tools, not turn-key solutions. says JOSEPH CHONG... "COMMODITIES - Oil be not proud" The Business Times, Saturday 04th Oct, 2008 Looking beyond the current financial crisis, the future is bright and breezy as solar and wind energy will spell the end of oil's importance. says JOSEPH CHONG... "Money Matters - S'pore housing: Get the bigger picture right" The Business Times, Wednesday 27th Aug, 2008 THE media recently highlighted bearish analyst reports about the Singapore residential market. One, I recall, predicted a decline of 40 per cent over three years. says JOSEPH CHONG... "Money Matters - small change Look at the big picture to reap higher returns" The Sunday Times, Sunday 6th Jul, 2008 If you look past economic woes, you'll find the slump in equities offers good buying opportunities. says JOSEPH CHONG... "Money Matters - Follow the money supply" The Business Times, Wednesday 25 Jun, 2008 Acceleration and deceleration in money supply tend to lead stock market performance by up to four to eight months. says JOSEPH CHONG... "Money Matters - The inefficiency of markets" The Business Times, Wednesday 02 Apr, 2008 For those who took courses in finance back in school, most would remember the Efficient Market Hypothesis (EMH). says JOSEPH CHONG... "Money Matters - Riches through both global and local toil" The Business Times, Wednesday 13 Feb, 2008 While our SWFs take care of things abroad, property beckons smart investors at home says JOSEPH CHONG... "Money Matters - Correction? What Correction?" The Business Times, Wednesday 05 Dec, 2007 GLOBAL equity markets have been volatile in the past few months. Losses on sub-prime mortgages have morphed into a more general credit crunch problem arising from the loss of confidence within the global financial system. says JOSEPH CHONG... "Money Matters - Yes, sub-primes still offer an investment opportunity The Business Times, Wednesday 03 Oct, 2007 And this is despite the matter having morphed into a more general credit crunch problem. says JOSEPH CHONG... "Money Matters - Deciphering the message of the markets The Business Times, Wednesday 01 Aug, 2007 ABOUT seven months ago we made some key predictions in the Business Times of Jan 10. We predicted a continuation of the bull market in global equities. says JOSEPH CHONG... "Money Matters - The benefits of diversification The Business Times, Wednesday 30 May, 2007 Global diversification among asset classes makes the most efficient portfolios by delivering the highest returns for any given level of volatility says JOSEPH CHONG... "Money Matters - A closer look at net investment returns The Business Times, Wednesday 21 March, 2007 Realised capital gains are a poor gauge of performance and don't make for good criteria for the drawing of returns from our foreign reserves says JOSEPH CHONG... "Money Matters - Equities outlook still positive; surge in home prices likely" The Business Times, Wednesday 10 January, 2007 GST hike can be avoided if proceeds from government land sales are included in Budget calculations says JOSEPH CHONG... "Money Matters - A pension fund for the elderly?" The Business Times, Wednesday 8 November, 2006 It would serve as an automatic demand instrument should the economy slows says JOSEPH CHONG... "Money Matters - A closer look at S'pore's reserves" The Business Times, Wednesday 30 August, 2006 Going by the excellent returns delivered on Singapore's foreign reserves, Singaporeans should all be looking forward to 'retirement' says JOSEPH CHONG... "Money Matters - Some things investors need to know" The Business Times, Wednesday 5 July, 2006 Understanding how the markets are behaving these days - and why - will enable investors to make better decisions says JOSEPH CHONG... "Money Matters - Does life begin at 40 for S'pore as a nation??" The Business Times, Wednesday 3 May, 2006 IT has often been said that life begins at 40 says JOSEPH CHONG... "Money Matters - Interesting FAQs on market concerns" The Business Times, Wednesday 08 February, 2006 IN OUR internal investment strategy paper for Q1, we predicted that 2006 would be a tricky year for managing money - contrary to the generally optimistic view espoused by most major global investment managers. says JOSEPH CHONG... "Money Matters - Does history repeat itself?" The Business Times, Wednesday 23 November, 2005 Technical analysts say historical patterns reassert themselves because of investor emotion says JOSEPH CHONG... "Money Matters - Affirmative action for meritocracy" The Business Times, Wednesday 14 September, 2005 I WAS pleasantly surprised by the positive response to my contribution, 'Facing up to income inequality' says JOSEPH CHONG... Money Matters - Facing up to income inequality The Business Times, Wednesday 03 August, 2005 Around the world, the Gini coefficient is rising, and governments should move to halt the wave or risk instability. Says Joseph Chong... "Money Matters - To (cover) each according to his needs" The Business Times, Wednesday 19 January, 2005 AS independent advisers, we often have to review clients' insurance policies and we notice that many are paying high premiums without getting adequate coverage. Why is this so? says Stanley Sim... A Crucial first Shield for investments The Business Times, Wednesday 17 November, 2004 A hospital plan is a must if you want to be sure you can afford rising medical bills. says CHONG KOK PENG... "Money Matters - Likely hits, Potential misses" The Business Times, Wednesday 27 April, 2005 Don't count casino chickens just yet, and forget privately managed pension plans and infotech sector; but do tap oil sector. Says Joseph Chong...